
Penurious
Not Necessarily Poor
It implies a chosen frugality rather than imposed poverty.

Despite her wealth, she maintains a penurious way of living.
Subjective Lifestyle
'Penurious lifestyle' suggests subjective assessment of someone's spending habits.

They considered him penurious, but he simply valued different things.
Negative Connotation
May convey a negative judgment about someone's spending habits.

His penurious tendencies make him an unfrequent diner at fancy restaurants.
Compare with
BankruptDestituteImpecuniousIndigentInsolventNeedyPennilessPoor
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