When the chips are down
Definition 1 of 3

Emotional Weight
The phrase often conveys emotional struggle or support in hard times.

My true friends appeared when the chips were down.
Revealing Character
It implies a situation that tests and reveals a person's true nature.

Leaders prove their worth when the chips are down.
Avoid Literality
Do not confuse with literal chips; the phrase is metaphorical.

It's not about poker; it's about when the chips are down in life.
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